Reward Your Business

Open a new business checking account and complete the following activities to earn a cash back bonus.

For the $100 Bonus

• Make a cumulative new money deposit of at least $2,000
• Open 2 Treasury Service products within 60 days of account opening

For the $750 Bonus

• Make a cumulative new money deposit of at least $20,000
• Open 5 Treasury Service products within 60 days of account opening

For the $100 Bonus

• Make a cumulative new money deposit of at least $2,000
• Open 2 Treasury Service products within 60 days of account opening

For the $400 Bonus

• Make a cumulative new money deposit of at least $5,000
• Open 4 Treasury Service products within 60 days of account opening

For the $750 Bonus

• Make a cumulative new money deposit of at least $20,000
• Open 5 Treasury Service products within 60 days of account opening

Learn more about AB&T Treasury Services.

Business Checking Comparison Table

Compare our options and choose what is right for your business: Free Business Checking, Business Checking, Business Interest Checking or Non-profit & Organization Checking.

Offer available May 1, 2023 through June 24,2023. Accounts are subject to approval. If the checking account is closed by the customer within 90 days after opening, the account will be subject to a $25 early closure fee. Terms, conditions and fees for accounts, products, programs, and services are subject to change and may be withdrawn at any time prior to account opening. All accounts have a minimum opening deposit of $50 and are subject to applicable terms, fees, and charges. Ask us for details. Bank rules and regulations apply. Other fees such as non-sufficient funds, overdraft, etc. may apply. See fee schedule for details. Fees could reduce earnings. Offers not available to existing American Bank & Trust business checking account customers or those whose business accounts have been closed within 6 months or closed with a negative balance within the last 3 years. Limit one new business checking account opening related bonus every two years from the last bonus payout date. Limit one bonus per account and per customer. To receive the $100 Business Cash Back Bonus: 1) Open a new American Bank and Trust business checking account, which is subject to approval; AND 2) Make a cumulative new money deposit of at least $2,000; AND 3) Open 2 Treasury Service products withing 60 days after opening your business account. After you have completed all above business checking requirements, we’ll deposit the bonus in your new account within 45 days. To receive the $400 Business Cash Back Bonus: 1) Open a new American Bank and Trust business checking account, which is subject to approval; AND 2) Make a cumulative new money deposit of at least $5,000; AND 3) Open 4 Treasury Service products withing 60 days after opening your business account. To receive the $750 Business Cash Back Bonus: 1) Open a new American Bank and Trust business checking account, which is subject to approval; AND 2) Make a cumulative new money deposit of at least $20,000; AND 3) Open 5 Treasury Service products withing 60 days after opening your business account. To receive these bonuses, the enrolled account must not be closed or restricted at the time of payout. If the checking account is closed by the customer or American Bank & Trust, within six months after coupon redemption, we will deduct the bonus amount for that account at closing. Eligibility may be limited based on account ownership. American Bank & Trust reserves the right to withdraw this offer at any time without notice. Bonus is considered interest and will be reported on IRS Form 1099-INT (or Form 104-S, if applicable.) APY’s are current as of January 9, 2023 and are subject to change after account opening.

Eligible Checking Accounts and Rates

Totally Free Business Checking is a no minimum balance checking account; monthly compounding frequency. If the Totally Free Business account exceeds 500 free monthly transactions, the account may be converted to another checking product.  Other fees such as non-sufficient funds, overdraft, etc. may apply. Contact your local banker for the current fee schedule. Business Checking is a no minimum balance checking account; monthly compounding frequency. Account holders with an average account balance of $0.01 or more, will receive an APY of 0.75%. Business Interest Checking has a $5,000 minimum balance checking account; monthly compounding frequency. Account holders with an average account balance of $0.01 or more, will receive an APY of 0.75%. Non-Profit & Organization Checking is a no minimum balance checking account; monthly compounding frequency.