Debbi R. Holmes, JD, CPA, CFIRS

Debbi Holmes

Vice President, Trust & Wealth Management

1820 Dakota Ave S, Huron SD
(605) 352-9122
DHolmes@abt.bank

Debbi joined American Bank & Trust in April of 2002, when a trust department was added to the bank.  Prior to joining the bank, she practiced law, served as a tax consultant, and taught classes at Huron University and online. Debbi also has a deep love and knowledge of agricultural & livestock.  She is committed to maintaining a high level of knowledge and excellence to best serve our client's needs. This background makes Debbi uniquely qualified to serve our department and client’s needs.

As manager of the Trust & Wealth Management Department, Debbi is responsible for business growth strategies, employee recruitment and development, professional partnerships and alliances. She also travels to all our branches to work with clients in the areas of investment management, estate and financial planning, trust and estate administration, and farm management.

Credentials:

  • Attorney – Juris Doctorate (JD) from University of South Dakota School of Law
  • Certified Public Accountant (CPA)
  • Certified Fiduciary Investment Risk Specialist (CFIRS)
  • Honors Graduate – Cannon Fiduciary and Investment Risk Management School
  • Graduate – Cannon Trust School
  • Honors Graduate – Cannon Retirement Plan Services I & II
  • Masters of Professional Accountancy from University of South Dakota
  • B.S. in Business with an emphasis in Accounting and minor in Sociology

Community Involvement:

  • Huron Parks & Recreation Board of Directors
  • United Way Day of Caring volunteer
  • First Baptist Church of Wolsey Treasurer
  • American Quarter Horse Association Board of Directors
  • National Public Policy Committee Member

Kristy L. Hepper, CPA, CTFA, AFIM

Kristy Hepper

Assistant Vice President/Trust Officer

700 East Sioux Ave, Pierre SD
(605) 224-9233 
KHepper@abt.bank

Kristy joined American Bank & Trust in 2014 after working nine years in a local trust department as a Trust Officer.  She is located in our Pierre bank, and also travels to communities around Pierre by appointment.  Kristy has worked in the financial services area for over 26 years.  Prior to working in a trust department, she was a commercial lender at a local bank, and was a tax accountant for a local CPA firm.

Kristy’s goal is for her clients to achieve financial peace of mind, whether it is helping them make sure their estate plan is in order, helping them with their retirement planning, getting them invested in the right investment portfolio, serving as qualified intermediary for like-kind exchanges, or handling peoples’ estates after they are gone to name a few.  She prides herself on her customer service with a smile.

Credentials:

  • Bachelor’s degree from University of South Dakota School of Business, Major Accounting
  • Certified Public Accountant (CPA)
  • Certified Trust and Financial Advisor (CTFA)
  • Accredited Fiduciary Investment Advisor (AFIM)
  • Honors Graduate - Cannon Trust School
  • Graduate - Cannon Investment Management School
  • Active Permit to Practice- South Dakota Board of Accountancy
  • Commercial Lending School Graduate

Community Involvement:

  • City of Pierre Golf Board member
  • Go Green and Clean Campaign volunteer
  • Purple Reign Relay For Life team member
  • Kiwanis Bowl-a-Thon team captain
  • Junior Achievement volunteer
  • American Bank & Trust Scholarship Committee member

Jean Kassel

Jean Kassel

Trust Assistant

1820 Dakota Ave S, Huron
(605) 352-9122
JKassel@abt.bank

Peggy Hotchkin

Peggy Hotchkin

Trust Assistant

1820 Dakota Ave S, Huron
(605) 352-9122
PHotchkin@abt.bank

Clayton R. Voegele - LPL Financial

Clayton Voegle

Vice President: Investments, Wealth Management Specialist, Retirement Plan Consultant

1820 Dakota Ave S, Huron SD
(605) 352-9122
Clayton.Voegele@lpl.com

Clayton R. Voegele is the Investment Manager at American Bank & Trust.  His main location is Huron, but is happy to travel to any of the bank’s locations to meet with a client.  Clayton brings with him over 15 years of investment experience.  He has earned certification as a Wealth Management Specialist and Retirement Plan Consultant. He is committed to maintaining a high level of knowledge and excellence to best serve our client's needs.

Credentials:

  • Criminal Justice Major - Huron College
  • Wealth Management Specialist  - Kaplan College
  • Retirement Plan Consultant Program - Raymond James Institute of Finance
  • Licenses held include Series 7,24,63,65
  • Registered for Securities in 25 states

Community Involvement:

  • Day of Caring Board Member
  • Huron Community Foundation Board Member
  • Kiwanis Board Member
  • Mount Olivet Church Sunday school teacher

Dawn Meink

no-photo

Investment Assistant

1820 Dakota Ave S, Huron
(605) 352-9122
DMeink@ABT.bank

Check the background of investment professionals associated with this site on FINRA's BrokerCheck. 

Securities offered through LPL Financial, Member FINRA / SIPC . Insurance products offered through LPL Financial or its licensed affiliates. American Bank & Trust is not registered broker/dealer and is not affiliated with LPL Financial.  

Not FDIC Insured | Not Bank Guaranteed | May Lose Value | Not Insured by any Federal Government Agency | Not a Bank Deposit

The LPL Financial Registered Representative associated with this site may only discuss and/or transact securities business with residents of the following states: SD, CA, CO, IA, IN, KS, MI, MN, ND, NE, OH, PA, TX, UT, WA, and WY. The LPL Financial Registered Representative associated with this site may only discuss and/or transact insurance business in the following states: SD and IN.