Home Mortgage Loan

Open the door to a better life.

Let the experienced American Bank & Trust lending team help, with a mortgage program that is right for you. We offer everything from conventional loans to government-backed programs, and more. Get the expertise, flexible terms, and competitive rates to get you into the home you want, at the payment you need. Count on us to make the process of buying a home as stress-free as possible.

We love to help South Dakota families afford the home of their dreams. Apply online today for a prompt decision — and let’s get you moved in.


  • Competitive interest rates for home purchase, refinance, or construction
  • Available for primary residence, second homes, vacation homes, or investment properties
  • A wide range of terms customized to your unique situation
  • A wide range of financing programs available:
    • Fixed Rate Mortgages
    • VA Loans
    • FHA Loans
    • USDA Rural Housing Loans
    • Construction Loans
  • Free pre-approval for extra confidence when it comes to securing financing
  • Helpful loan advisors with working knowledge of the South Dakota real estate market
  • Helpful, customized service throughout the entire process

Learn more about AB&T home mortgages at our Mortgage Center.

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