Free checking accounts are rarely money makers, but Kasasa Cash® is no regular account. Not only is this account always free, you also earn ATM withdrawal fee refunds and 2.51% APY* as a reward for everyday banking activities. There's no monthly service fee, and no minimum balance requirements. Want to give your money even more oomph? Link your Kasasa® checking to free Kasasa Saver®, and your cash rewards will transfer to savings — no extra effort on your part.