No purchase necessary to win. Purchase or payment of any kind will not increase your odds of winning. Sweepstake prizes includes the below items with estimated retail value and quantity of each prize to be awarded.

• 250 Relationship Rewards Points – Retail Value of $2.50 – 1,000 To Be Awarded
• 500 Relationship Rewards Points – Retail Value of $5.00 – 500 To Be Awarded
• 750 Relationship Rewards Points – Retail Value of $7.50 – 432 To Be Awarded
• Feelin’ Lucky T-Shirt – Retail Value of $14.99 – 51 To Be Awarded
• $100 Deposit to AB&T Account – Retail Value of $100 – 17 To Be Awarded

All prizes are non-transferable, and no substitution will be made except as provided herein at the sponsor’s sole discretion. AB&T reserves the right to substitute a prize for one of equal or greater value of the original prize. Sweepstakes is open only to legal residents of the 50 United States (including District of Columbia) who are at least 18 years old at the time of entry. The immediate family (spouse, parents, siblings, and children) and household members of American Bank & Trust employees are not eligible for the sweepstakes. The Sweepstakes Entry Box is open from March 6 through April 29, 2023. All winners will be announced no later than May 31, 2023. Winners will be contacted by American Bank & Trust through email and/or telephone. Individuals may only win 1 prize during the sweepstakes. Odds of winning are 1 out of 1,734. Eligible entries are submitted by individuals that 1) Find and click the hidden Pot Of Gold hidden throughout our American Bank & Trust website; 2) Complete the digital scratcher to see your prize: 3) Fill out and submit the digital entry form that appears after completing the digital scratcher. You may also enter the sweepstakes by visiting any American Bank & Trust branch during business hours and requesting a Pot Of Gold Sweepstakes Scratch Game. If you choose to enter the sweepstakes in branch, your name will be submitted for the Pot Of Gold Sweepstakes and reviewed for multiple entries. Reviewal process may take up to 5 business days after the end of the sweepstakes. This sweepstakes is sponsored by American Bank & Trust of 6810 S. Minnesota Ave, Sioux Falls, SD 57108 with a phone number of (605) 961-3911. American Bank & Trust is not responsible for lost, late, incomplete, or other invalid entries, which will be disqualified. This sweepstakes is in no way sponsored, endorsed, administered by or associated with the social media platforms in which it is posted. Winners of the Sweepstakes will be posted on American Bank & Trust media channels and website following the completion of the sweepstakes. Winner must comply with all rules and conditions stated herein, or another winner will be chosen. The sweepstakes winner will need to accept the prize in person at their local American Bank & Trust branch, or by making mailing arrangements with American Bank & Trust. The sweepstakes winner agrees that any photography taken during the acceptance of the prize, or images of the winner and prize sent to American Bank & Trust may be shared on American Bank & Trust’s media channels. After notification, if winner does not contact American Bank & Trust within three days of notification date to make arrangements for collecting their prize, the initial winner will forfeit the prize and an alternate winner will be chosen. The sweepstakes prizes are not available for a cash alternative. By participating or receipt of any prize, participants and winner agrees to indemnify, release, and hold harmless American Bank & Trust, sponsor, and their respective subsidiaries, affiliates, suppliers, distributors, advertising/promotion agencies and each of their respective parent companies or related companies and each such company’s officers, directors, employees and agents {collectively, the “Released Parties”} from and against any claim or cause of action, including, but not limited to, personal injury, death, or damage to or loss of property, related directly or indirectly as a result of participation in the sweepstakes or receipt or use or misuse of any prize. Sweepstakes promotion shall be governed by, and construed in accordance with, the laws of the State of South Dakota. Entrants agree that any and all disputes, claims and causes of action arising out of or connected with AB&T Sweepstakes or any prize awarded shall be resolved individually, without resort to any form of class action. American Bank & Trust reserves the right to cancel, suspend and/or modify the sweepstakes, or any part of it, if any fraud, technical failures, or any other factor beyond administrator’s reasonable control impairs the integrity or proper functioning of the sweepstakes, as determined by administrator in its sole discretion. In such event, administrator reserves the right to award the prizes at random from among the eligible entries received up to the time of the impairment. Participation constitutes entrant’s full and unconditional agreement to these Official Rules and sponsor’s and administrator’s decisions, which are final and binding in all matters related to the promotion. Winning a prize is contingent upon fulfilling all requirements set forth herein. The prize value may be reported on a 1099-INT or 1099-MISC. Void where prohibited by law or regulation.