APY = Annual Percentage Yield. Rates effective as of May 16, 2014. Fees may reduce earnings. Rates are subject to change.

Kasasa Cash* See Details

Balance Interest Rate APY
$0 – $10,000 2.48% 2.51%
$10,000 + 0.26% 2.51% to 0.46% (depending on account balance)
All balances if qualifications not met 0.01% 0.01%

To earn rewards, each monthly qualification cycle:

  • Have at least 12 check card purchases post and settle
  • Be enrolled and receive eStatement notice
  • Have at least one automatic payment (ACH Debit) post and settle

The APY for Kasasa Cash will range from 2.51% – 0.46% depending on the balance in the account. Since balances above $10,000.00 earn 0.25%, the blended effective APY will be reduced as the balance increases.

Kasasa Saver* See Details

Balance Interest Rate APY
0 – $10,000 0.74% 0.75%
$10,000 + 0.26% 0.75% to 0.30% (depending on account balance)
All balances if qualifications not met 0.01% 0.01%

To earn rewards, complete the qualifications for Kasasa Cash. Each monthly qualification cycle:

  • Have at least 12 check card purchases post and settle (using your Kasasa Cash check card)
  • Be enrolled and receive eStatement notice
  • Have at least one automatic payment (ACH Debit) post and settle

The APY for Kasasa Saver will range from 0.75% – 0.30% depending on the balance in the account. Since balances above $10,000.00 earn 0.25%, the blended effective APY will be reduced as the balance increases. Rates are subject to change.

NOW Checking See Details

Minimum Balance Minimum Average Daily Balance to Obtain APY Interest Rate APY
$500.00 $500.00 0.05% 0.05%

A service charge may be imposed for every statement cycle if the balance falls below this amount any day of the cycle. Charges may reduce earnings.

ABT Savings Account See Details

Minimum Balance Minimum Average Daily Balance to Obtain APY Interest Rate APY
$100.00 $100.00 0.10% 0.10%

Certificates of Deposit (CDs) See Details

Account Term Minimum Balance Minimum Balance to Obtain APY Interest Rate APY
91 Day $500.00 $500.00 0.10% 0.10%
182 Day $500.00 $500.00 0.20% 0.20%
12 Month $500.00 $500.00 0.30% 0.30%
18 Month $500.00 $500.00 0.40% 0.40%
24 Month $500.00 $500.00 0.50% 0.50%
30 Month $500.00 $500.00 0.60% 0.60%
36 Month1 $500.00 $500.00 0.75% 0.75%
48 Month1 $500.00 $500.00 1.00% 1.00%
60 Month1 $500.00 $500.00 1.25% 1.25%

Substantial penalty for early withdrawal.

1CD IRA’s are eligible for maturities 2 specials of 36 months or greater

Money Market IRA See Details

Minimum Balance Minimum Balance to Obtain APY Interest Rate APY
$100.00 $100.00 0.90% 0.90%

A service charge may be imposed for every statement cycle if the balance falls below this amount any day of the cycle. Charges may reduce earnings.

Health Savings Account (HSAs) See Details

Minimum Balance Minimum Average Daily Balance to Obtain APY Interest Rate APY
$100.00 $100.00 0.40% 0.40%

ABT Money Market Account

Account TypeMinimum BalanceMinimum Average Daily Balance to Obtain APYInterest RateAPY
Tier 1 $500.00 $500.00 - $2,499.99 0.10% 0.10%
Tier 2 $500.00 $2,500.00 - $24,999.99 0.10% 0.10%
Tier 3 $500.00 $25,000.00 - $49,999.99 0.15% 0.10% - 0.13%
Tier 4 $500.00 $50,000.00 - $99,999.99 0.15% 0.13% - 0.14%
Tier 5 $500.00 $100,000.00 - $199,999.99 0.20% 0.14% - 0.17%
Tier 6 $500.00 $200,000.00 + 0.20% 0.17% - 0.20%