*Promotion date begins September 15 and ends on October 31, 2019. One $500 prize will be given at the end of the promotion. All entrants have a chance at winning. Entrants will have their names submitted for free either in branch at our bank locations, or entrant names will be submitted on behalf of the bank each time a customer uses their Debit Card to make purchases. Purchases must post and settle by the last day of the promotion for the entry to be submitted into the promotion. H.S.A. Card transactions are distributions and are not considered purchases for purposes of this promotion. Winner will be drawn at random. Winner will be announced within 10 days after the end of the promotion. Eligibility requirements to enter or win include: Must be South Dakota resident, Must be age 18 or older, No need to be a customer, No purchase necessary. A list of winners may be obtained on our website. This prize value may be reported on a 1099-INT or 1099-MISC. Promotion is sponsored and promoted by American Bank & Trust, 200 E 10th Street, Sioux Falls SD 57104.