by Erin VerMulm | Apr 24, 2019 | Mortgage
One of the great perks of home ownership is equity. A HELOC is a Home Equity Line of Credit that uses the equity in your home. Your home equity is the difference between your home’s value and the balance of your mortgage. Typically, HELOCs have a competitive loan rate... 
by Erin VerMulm | Mar 27, 2019 | Personal Banking
Good credit isn’t a mystery or achieved with a secret to which only some people are privy. It’s simple really: If you follow the rules, you’ll have a good credit score. If you break the rules, your credit will suffer. Unfortunately, too many people don’t understand... 
by Erin VerMulm | Mar 19, 2019 | Business Banking
If you’re running a business, you need a bank—that much is clear. What’s not always so clear is which bank is the best for your business banking.With a bank on every block and corner of the internet too, finding the right one can be an overwhelming choice. It’s not as... 
by Erin VerMulm | Mar 5, 2019 | Latest News
American Bank & Trust strives to make a positive and lasting impact on communities. One way the bank accomplishes this is through their Spirit Card program. These cards promote school pride and generate income for school districts. A Spirit Card is a Debit Card... ![Are You A Credit Rock Star? [Free Quiz]](https://www.abt.bank/wp-content/uploads/2019/02/CreditRockStar-1080x621.png)
by Erin VerMulm | Feb 15, 2019 | Personal Banking
When it comes to your credit score, are you a rock star? There are lots of numbers in life that really matter. While your social security number and your anniversary date might top the list, your credit score ranks higher in importance than the number of adoring fans...