by Tasha Lee | Dec 3, 2019 | Personal Banking
Are you trying to decide between a certificate of deposit (CD) and a money market account (MMA)? The short answer is that you’ll usually earn more from a CD account. However, the CD will require you to lock your money up for the entire term until the maturity date is... 
by Tasha Lee | Nov 14, 2019 | Personal Banking
That moment when you look into your wallet and see an empty fold where your debit or credit card use to be can be extremely anxiety-inducing. But it doesn’t need to be. Accidents happen. American Bank & Trust has your back. If you’re experiencing a lost debit or... 
by HenkinSchultz | Sep 24, 2019 | Personal Banking
For many, buying a car can be stressful. But it doesn’t have to be. American Bank & Trust Personal Bankers are here for you with these car buying tips on how to make the process simpler and more affordable. Do Your Research The time to consider what car you want... 
by Tasha Lee | Aug 28, 2019 | Personal Banking
Saving money doesn’t have to be difficult. Simply adjusting your daily spending habits can make a big impact on your budget. You’ll enjoy lowering your monthly expenses and being in more control of your financial future. Start small and gradually build up the funds... 
by Tasha Lee | Aug 20, 2019 | Personal Banking
In banking, CD is an acronym that stands for certificate of deposit (CD). It is a federally insured bank account that comes with fixed-rate earnings and a fixed-date of withdrawal, also known as the maturity rate. Once the maturity rate of a CD is reached, you can... 
by HenkinSchultz | Jun 11, 2019 | Personal Banking
Debt. No one wants it, but most people have some. Poor debt management can drag you down financially and emotionally and feel like a big obstacle, hovering like a black cloud over your life. Debt doesn’t have to be all doom and gloom, though. It can be effectively...