Meet Our Team

Mark Sivertson

Mark Sivertson

Senior Vice President
200 E 10th Street, Suite 100 | Sioux Falls SD
(605) 271-4008

Mark started his career in the early 1980’s at a law firm in Bowman, North Dakota. He practiced law in the areas of guardianships, probate and corporations. From there, he moved onto working for financial institutions in North Dakota and South Dakota in roles such as Trust Officer, Trust Manager and Senior Vice President of Trust and Wealth Management Services. Mark enjoys giving innovative insights to individuals, families, businesses and non-profits – giving them guidance and options for managing their legacy.

 

  • Cannon Financial Institute, School of Foundation Management
  • Advanced Trust Investment School, University of Notre Dame
  • National Graduate Trust School, High Honors Graduate, Northwestern University
  • National Trust School, Northwestern University
  • The Schools of Banking, Trust School
  • University of North Dakota School of Law
  • Bachelor’s degree from Concordia College. Majors were Business Administration, Accounting, History and Political Science. Magna Cum Laude.
  • Governor’s Task Force on Trust Administration Review and Reform
  • President, Rotary International Downtown Sioux Falls
  • Sioux Falls Firefighter’s Retirement System Board of Trustees
Rosanne Krier

Rosanne Krier

Vice President/Trust Officer
200 E 10th Street, Suite 100 | Sioux Falls SD
(605) 271-4008

Rosanne has been a trusted source for legal, insurance and financial matters for the past 40+ years. She began her career in Granite Falls, MN at Kramer Law Office. From there Rosanne took an interest in insurance and took on roles such as Office Manager and then Agency Manager. Her need for providing sound advice to customers then progressed in 1996 when she became a Trust Officer. She helped people with needs including investments, property management and financial planning. Today, Rosanne is still doing what she does best – delivering dedicated service to customers that are needing counseling and recommendations for their property and assets.

  • Graduate from Granite Falls Area Vo-Tech Institute – Legal Secretarial Program
  • Associate Degree in Applied Management from Colorado Technical University
  • Nebraska/Kansas Schools of Banking – School of Trust & Financial Services
  • Nebraska/Kansas Schools of Banking – Advanced Trust School
  • Certified Trust Financial Advisor Certification
  • Sioux Falls Estate Planning Council
  • EmBe Board Member
  • Junior Achievement volunteer
  • Special Olympics Polar Plunge volunteer
  • New Directions Down Syndrome Association volunteer
  • St. Therese Catholic Church Sunday School teacher and Vacation Bible School teacher
  • American Cancer Society Relay For Life volunteer
  • MS Walk volunteer  
Kristy Hepper

Kristy L. Hepper

Assistant Vice President / Trust Officer
700 East Sioux Ave | Pierre SD
(605) 224-9233

Kristy has worked in the financial services area for over 26 years. Prior to working in a trust department, she was a commercial lender at a local bank, and was a tax accountant for a local CPA firm. Kristy’s goal is for her clients to achieve financial peace of mind, whether it is helping them make sure their estate plan is in order, helping them with their retirement planning, getting them invested in the right investment portfolio, serving as qualified intermediary for like-kind exchanges, or handling peoples’ estates after they are gone to name a few. She prides herself on her customer service with a smile.

 

  • Bachelor’s degree from University of South Dakota School of Business. Major was Accounting
  • Certified Public Accountant (CPA)
  • Certified Trust and Financial Advisor (CTFA)
  • Accredited Fiduciary Investment Advisor (AFIM)
  • Honors Graduate – Cannon Trust School
  • Graduate – Cannon Investment Management School
  • Commercial Lending School Graduate
  • City of Pierre Golf Board – Vice Chairman
  • Hillsview Ladies Golf Association – Treasurer
  • Go Green and Clean Campaign volunteer
  • Relay For Life volunteer
  • American Bank & Trust Scholarship Committee member
Clayton Voegle

Clayton Voegle

Vice President, Investments, Wealth Management Specialist, Retirement Plan Consultant
1820 Dakota Ave S | Huron SD
(605) 352-9122

Clayton brings with him over 15 years of investment experience. He has earned certification as a Wealth Management Specialist and Retirement Plan Consultant. He is committed to maintaining a high level of knowledge and excellence to best serve our client’s needs. His main location is Huron, but is happy to travel to any of the bank’s locations to meet with a client.

 

  • Criminal Justice Major – Huron College
  • Wealth Management Specialist – Kaplan College
  • Retirement Plan Consultant Program – Raymond James Institute of Finance
  • Licenses held include Series 7,24,63,65
  • Registered for Securities in 25 states
  • Day of Caring Board Member
  • Huron Community Foundation Board Member
  • Kiwanis Board Member
  • Mount Olivet Church Sunday school teacher
Jean Kassel

Jean Kassel

Trust Assistant

1820 Dakota Ave S | Huron SD
(605) 352-9122

Peggy Hotchkin

Peggy Hotchkin

Trust Assistant

1820 Dakota Ave S | Huron SD
(605) 352-9122

Dawn Meink

Dawn Meink

Investment Assistant

1820 Dakota Ave S | Huron SD
(605) 352-9122

Securities offered through LPL Financial, Member FINRA / SIPC Insurance products offered through LPL Financial or its licensed affiliates. American Bank & Trust is not registered broker/dealer and is not affiliated with LPL Financial. Not FDIC Insured | Not Bank Guaranteed | May Lose Value | Not Insured by any Federal Government Agency | Not a Bank Deposit The LPL Financial Registered Representative associated with this site may only discuss and/or transact securities business with residents of the following states: SD, CA, CO, IA, IN, KS, MI, MN, ND, NE, OH, PA, TX, UT, WA, and WY. The LPL Financial Registered Representative associated with this site may only discuss and/or transact insurance business in the following states: SD and IN. Not FDIC Insured | Not Bank Guaranteed | May Lose Value | Not Insured by any Federal Government Agency | Not a Bank Deposit

Share This