Reward Yourself with the Way YOU Spend.

Introducing Relationship Rewards, powered by uChoose Rewards®.  It’s simple – enroll your American Bank & Trust debit card, swipe your card to make purchases and start earning points today!  Then use points to reward yourself the way you choose – with merchandise, travel expenses and activities, event tickets, merchant gift cards, cash back and more!

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Earn Points

  • When your signature is used during a purchase, earn 1 point for every $2 spent
  • When you enter your PIN during a purchase, earn 1 point for every $4 spent
  • Earn additional points – up to 10 points for $1 – and reach your reward faster with special offers from featured merchants on
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Reward Yourself

You can redeem your points for cash back, event tickets, electronics, spa packages, apparel and so much more! Reach your reward faster with special offers from featured merchants on

Frequently Asked Questions:

What is Relationship Rewards?

It’s a rewards program that earns you points every time you use your American Bank & Trust debit card. Redeem your points for any reward of your choice from a vast online catalog.

How do I get started?
Visit Click the Register link (under New to uChoose Rewards) and follow the prompts to create your User ID and password.
How do I earn points?
You earn points every time you sign or enter your pin for your purchase, plus earn additional points for shopping at participating retailers, in-store or online through
How can I track my points?
We keep track of your points for you – just register at and check your points balance anytime right on the homepage.
What can I get when I redeem my points?

It’s your choice! You can choose from millions of options like merchandise, travel experiences and activities, event tickets, merchant gift cards, cash and more.

Will I earn points with all of my American Bank & Trust cards?
Yes! All cards within an account automatically earn points together. In addition, if you have multiple accounts with American Bank & Trust, you can link them together to earn rewards faster. Just log in at, then visit the Preferences page and scroll down to learn how you can link another account to your program.

uChoose Rewards® is a registered trademark of Fiserv, Inc. All other brand, product and service names and logos are marks and/or trademarks of their respective owners. Please see uChoose Rewards Terms and Conditions for details and restrictions.

500 Bonus Point Enrollment Special Offer

Between 1/17/22 and 1/21/22, earn 500 Relationship Rewards enrollment Bonus Points when you perform the following:

  • Have or open a consumer or business checking account product with American Bank & Trust and;
  • Have or open a Debit Card that is linked to your American Bank & Trust consumer or business checking account and;
  • Enroll the linked Debit Card in the Relationship Rewards Debit Card rewards program at by 11:59 pm CST on 1/21/22.

The 500 Relationship Rewards Bonus Points will be credited to your uChoose Rewards account and be available for use between 6 and 8 weeks after meeting all criteria. 500 bonus point value is equal to $5.00 when redeemed for cash back. Minimum of 2,000 points needed to redeem for cash back with the uChoose Rewards program. Only one Bonus will be paid per eligible account. Accounts are subject to approval. If the checking account is closed by the customer within 90 days after opening, the account will be subject to a $25 early closure fee. Terms, conditions, and fees for accounts, products, programs, and services are subject to change and may be withdrawn at any time prior to account opening. All accounts have a minimum opening deposit of $50.

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