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Conventional Loan are the most common loans used in purchasing or refinancing a home.  American Bank and Trust has different investors we can use to get you the best rate in the market.

Features & Benefits of a Conventional Loan

    • For Primary Residence, Investment Property, or Second Homes
    • Multiple Terms Available
    • Loans Are Processed, Underwritten, and Serviced Locally


Conventional Loan Requirements

    • Minimum Credit Score of 640
    • Max Loan amount $647,000
    • Other Requirements May Apply

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Already know the type of home loan you are looking for?

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Mortgage Team – Feb 2023

A great home buying experience starts with great home buying partners. Meet your American Bank & Trust mortgage team and discover an outstanding group that truly lives at the intersection of what if and why not?  With AB&T home loan experts, you’ve got neighbors you can always count on.

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Looking for more information about Home Loans? Visit the South Dakota Housing Development Authority.

Loan rates and terms may vary. All loans subject to credit approval. Contact a banker for further details.

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