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Conventional Loan are the most common loans used in purchasing or refinancing a home.  American Bank and Trust has different investors we can use to get you the best rate in the market.

Features & Benefits of a Conventional Loan

    • For Primary Residence, Investment Property, or Second Homes
    • Multiple Terms Available
    • Loans Are Processed, Underwritten, and Serviced Locally

 

Conventional Loan Requirements

    • Minimum Credit Score of 620
    • Max Loan amount $766,550
    • Other Requirements May Apply

Already know the type of home loan you are looking for?

Download Our New AB&T Mortgage App!

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Are you ready to revolutionize your mortgage experience?
Unlock your gateway to homeownership with our mortgage app at your fingertips.

  • Streamlined Application with a user-friendly, paperless application process.
  • Real-Time Updates through instant notifications on your application milestones.
  • Secure Document Uploading means no more lost paperwork or hassles!
  • Streamlined Application with a user-friendly, paperless application process.
  • Real-Time Updates through instant notifications on your application milestones.
  • Secure Document Uploading means no more lost paperwork or hassles!

Take control of your homeownership journey by downloading our
new American Bank & Trust Mortgage App.

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Find Your Perfect Mortgage Loan Officer

Mortgage Team – Feb 2023

A great home buying experience starts with great home buying partners. Meet your American Bank & Trust mortgage team and discover an outstanding group that truly lives at the intersection of what if and why not?  With AB&T home loan experts, you’ve got neighbors you can always count on.

Full AB&T Mural

Looking for more information about Home Loans? Visit the South Dakota Housing Development Authority.

*APR (Annual Percentage Rate). Rates are subject to change without notice. Contact a Mortgage Loan Officer (MLO) at American Bank & Trust for current rates. This is not permanent financing. Loan subject to credit approval. Offer subject to end without notice. Some restrictions apply. Ask for details. American Bank and Trust NMLS# 774689.

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