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Conventional Loan are the most common loans used in purchasing or refinancing a home.  American Bank and Trust has different investors we can use to get you the best rate in the market.

Features & Benefits of a Conventional Loan

    • For Primary Residence, Investment Property, or Second Homes
    • Multiple Terms Available
    • Loans Are Processed, Underwritten, and Serviced Locally

 

Conventional Loan Requirements

    • Minimum Credit Score of 640
    • Max Loan amount $647,000
    • Other Requirements May Apply

Already know the type of home loan you are looking for?

Download Our New AB&T Mortgage App!

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Are you ready to revolutionize your mortgage experience?
Unlock your gateway to homeownership with our mortgage app at your fingertips.

  • Streamlined Application with a user-friendly, paperless application process.
  • Real-Time Updates through instant notifications on your application milestones.
  • Secure Document Uploading means no more lost paperwork or hassles!
  • Streamlined Application with a user-friendly, paperless application process.
  • Real-Time Updates through instant notifications on your application milestones.
  • Secure Document Uploading means no more lost paperwork or hassles!

Take control of your homeownership journey by downloading our
new American Bank & Trust Mortgage App.

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Find Your Perfect Mortgage Loan Officer

Mortgage Team – Feb 2023

A great home buying experience starts with great home buying partners. Meet your American Bank & Trust mortgage team and discover an outstanding group that truly lives at the intersection of what if and why not?  With AB&T home loan experts, you’ve got neighbors you can always count on.

Full AB&T Mural

Looking for more information about Home Loans? Visit the South Dakota Housing Development Authority.

Loan rates and terms may vary. All loans subject to credit approval. Contact a banker for further details.

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