
Conventional Loan are the most common loans used in purchasing or refinancing a home. American Bank and Trust has different investors we can use to get you the best rate in the market.
Features & Benefits of a Conventional Loan
- For Primary Residence, Investment Property, or Second Homes
- Multiple Terms Available
- Loans Are Processed, Underwritten, and Serviced Locally
Conventional Loan Requirements
- Minimum Credit Score of 640
- Max Loan amount $647,000
- Other Requirements May Apply
Access An Existing Mortgage Account
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A great home buying experience starts with great home buying partners. Meet your American Bank & Trust mortgage team and discover an outstanding group that truly lives at the intersection of what if and why not? With AB&T home loan experts, you’ve got neighbors you can always count on.

Looking for more information about Home Loans? Visit the South Dakota Housing Development Authority.
Loan rates and terms may vary. All loans subject to credit approval. Contact a banker for further details.