Loans from Home Equity

Home ownership has its perks, like the ability to secure financing through equity. Unlike a regular loan, a home equity loan from American Bank & Trust offers a competitive rate, and the interest may even be tax deductible.* You can pay for just about any need — whether it’s debt consolidation, home improvements, and more. No need to put it off, our lending team will work with you, with quick decisions made locally.

So whether you’re in Sioux Falls, Huron, or elsewhere in South Dakota, you can put your home to work for you — simply reach out to us to get started.


  • Use home equity loans to finance various projects
  • Leave savings and emergency funds intact
  • Competitive interest rates
  • Flexible terms for affordable payments
  • Potential tax advantages*
  • No prepayment penalty
  • Receive funds in one lump sum
  • Prompt, local decision-making and processing
  • Detailed, attentive service from start to finish

*Consult a tax adviser.

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