Put your future — and that of your loved ones — in reliable hands when you turn to American Bank & Trust.

Our Trust Department isn’t here just to cater to the elderly or the very wealthy. We’re here to be your ally, whoever you are and whatever tomorrow holds.

Call 605-679-9013 to reach Mark Sivertson or 605-271-5628 to reach Tim Mulder and schedule a free, first-hand look at how we can help you!

Take a brief look at our trust services, including:


Simply put, a trust can help you manage your property and assets. The trust will ensure they are distributed according to your wishes after your death. One of the key reasons to establish a trust is to avoid probate, which can mean saving time, paperwork and legal fees.

Another good reason to have a trust is because it’s contest-resistant. If someone is unhappy with the distribution of your assets, they will have a hard time challenging the wishes that are laid out in your trust.

South Dakota’s trust benefits are among the top in the country! Advantages include no state income tax, dynasty trusts, asset protection, directed trusts and some of the leading privacy rules in the nation.

Wealth Management

You can arrange by contract to have our trust department manage certain property, whether it be cash management involving buying and selling investments, or property management, such as managing apartments or farmland.


Your assets will be invested similar to an Investment Management Agency. We ensure proper notices are made and tax forms are provided.

Retirement Plan Administration

Our team can help businesses manage retirement plans and savings goals for their employees. Whether you’re just launching a 401(k) plan or you’re looking for a new administrator, we’re ready to talk with you.


We can step in if an individual is declared incompetent by a court, by agreement of family, by doctor evaluation, or is a minor. We then provide all financial services, including paying bills, investment services, bookkeeping, insurance claims, tax preparation and counseling.


Appoint us as Executor or Special Administrator at a client’s death to gather assets, pay final bills, and distribute the balance to the rightfully determined beneficiaries.

Deferred Like-Kind Exchanges (1031s)

We serve as Qualified Intermediary for a client that wishes to sell property and plans to replace it with a like-kind property. We will assist with the tax deferral on the transaction.

To discuss your personal situation, call Mark at 605-679-9013 or Tim at 605-271-5628.

Not FDIC Insured | Not Bank Guaranteed | May Lose Value | Not Insured by any Federal Government Agency | Not a Bank Deposit

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