Surcharge-Free ATMs: You have a right to fee-free cash — whenever, wherever.

For this reason, we’ve partnered with the Allpoint and MoneyPass networks. Now you can enjoy thousands of surcharge-free ATMs from just about anywhere — whether it’s in-state, out-of-state, or out-of-country! With two networks within reach, you get access to a combined 90,000 surcharge-free locations, including popular retailers like 7-Eleven®, Costco®, and Walgreens®. Just open an online locator and choose your ATM! And of course, our American Bank & Trust ATM terminals are always free of charge to our AB&T cardholders!

  • All American Bank & Trust ATM terminals are available to customers with no surcharge* and no out-of-network ATM** fees
  • Surcharge* free ATM access worldwide, via the Allpoint and MoneyPass networks
  • Allpoint:
    • America’s largest surcharge-free ATM network
    • Find locations quickly online
    • Includes ATMs in popular retailers like 7-Eleven, Costco, and Walgreens
    • Download free Allpoint ATM locator app for iPhone or Android phones.
  • MoneyPass:
    • Find locations quickly online
    • Includes over 2,000 Walmart MoneyCenter® Express machines
    • Use your AB&T Visa® debit card for free access

*Surcharge fees are the charges passed onto you from the owner of the ATM terminal.

**Out-of-network ATM fees are what AB&T charges for using a non-AB&T ATM terminal.


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