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IRAs: Traditional or Roth?

IRAs: Traditional or Roth?

IRAs have wonderful tax advantages. The traditional IRA offers the possibility of a tax deduction (depending upon one’s income and tax filing status) and full deferral of taxes on investment earnings until withdrawal. The Roth IRA does not give rise to a deduction,...

Should I Refinance My Mortgage Now?  Tips to Help You Decide.

Should I Refinance My Mortgage Now? Tips to Help You Decide.

Mortgage rates are still around record lows.  Will they stay this way much longer?  No one knows, but we do know this environment should motivate you to at least investigate the thought of refinancing.  We have a few helpful questions you can ask yourself to determine...

How to Rethink Business During a Pandemic

How to Rethink Business During a Pandemic

Change is the only constant in life, and the past year has certainly taught us that. Almost everything from everyday life has changed as we know it, and businesses in particular have closed at a high rate since the beginning of the pandemic. Since local businesses are...

4 Perks of Our NEW Debit Card Rewards Program

4 Perks of Our NEW Debit Card Rewards Program

American Bank & Trust is excited to announce a new way to earn rewards just by using your American Bank & Trust Visa Debit Card. Introducing Relationship Rewards, powered by uChoose Rewards®! Four Benefits For You If you’re already using a debit card to pay...

Four New Spirit Cards Now Available

Four New Spirit Cards Now Available

We’re excited to announce that four new schools are joining our Spirit Card program. They are the Iroquois Chiefs, Corsica-Stickney Jaguars, James Valley Christian Vikings and the Howard Tigers. We can’t wait for fans in those communities to get a new Spirit Cards and...

5 Ways to Build Home Equity

5 Ways to Build Home Equity

Equity is one of the best byproducts of owning your own house. The value of most homes tend to appreciate instead of depreciate, which is extremely beneficial when it comes to selling your home. It’s time to grab a hammer (or at least a notepad), because we’re sharing...

5 Things I Wish I Knew Before Buying My First Home

5 Things I Wish I Knew Before Buying My First Home

Everyone is sure to have a lot of questions they want answered before purchasing a house. But for those who are first-time home buyers, they might not know what questions to ask. A house is so much more than four walls and a roof over your head. It’s a dream, a place...

The Phone Call that Will Put Money in Your Pocket

The Phone Call that Will Put Money in Your Pocket

Unless you own a magical crystal ball, there’s no way to 100% predict if mortgage rates are going to increase or decrease in the future. That's why right now is such a great time to refinance your home loan and take advantage of the low mortgage rate environment....

Keeping a Distance with Awesome SD Vacation Spots

Keeping a Distance with Awesome SD Vacation Spots

We are coming to the end of  summer, and if you’re like most people­ – you’re probably itching for a vacation if you haven’t already taken one. Planning a  trip may have seemed like a breeze in the past, but the current pandemic has surely created in its own...

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