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Metamorphosis into Retirement

Metamorphosis into Retirement

Retirement is an emotional transition as well as a financial transformation, a declaration of financial independence. After he retired at age 69, Washington Post financial columnist Stan Hinden wrote an occasional column for the paper called “Retirement Journal,” in...

Must Have Features to Have in Your Next Car

Must Have Features to Have in Your Next Car

Buying a newer vehicle model doesn’t mean you’re only receiving better reliability and peace of mind; it also means you’re getting the latest technology. Automotive technology is improving at a fast rate, and these days, new vehicles have features that seem straight...

DIY Projects to Tackle This Spring

DIY Projects to Tackle This Spring

The cold and snow of winter is hopefully in our rear-view mirror. Temps are rising, the birds are singing and the leaves on trees are awakening.  Spring is the perfect time to take a good look around at your home and make a list of things that need freshening up. ...

Betting on Watertown

Betting on Watertown

This past year South Dakota has been resilient and strong in the face of adversity. We’ve weathered multiple storms and continue to become stronger because of it. Watertown is no exception. It has represented the state well and continues to stay economically strong...

New Watertown Bank Offers Hometown Feeling

New Watertown Bank Offers Hometown Feeling

Although American Bank & Trust is new to Watertown, the people inside promise to help customers feel right at home. Located at 1600 Fourth St. N.E. in what was once an Aflac insurance office along U.S. Highway 81, the bank, which opened Jan. 11, features familiar...

IRAs: Traditional or Roth?

IRAs: Traditional or Roth?

IRAs have wonderful tax advantages. The traditional IRA offers the possibility of a tax deduction (depending upon one’s income and tax filing status) and full deferral of taxes on investment earnings until withdrawal. The Roth IRA does not give rise to a deduction,...

Should I Refinance My Mortgage Now?  Tips to Help You Decide.

Should I Refinance My Mortgage Now? Tips to Help You Decide.

Mortgage rates are still around record lows.  Will they stay this way much longer?  No one knows, but we do know this environment should motivate you to at least investigate the thought of refinancing.  We have a few helpful questions you can ask yourself to determine...

How to Rethink Business During a Pandemic

How to Rethink Business During a Pandemic

Change is the only constant in life, and the past year has certainly taught us that. Almost everything from everyday life has changed as we know it, and businesses in particular have closed at a high rate since the beginning of the pandemic. Since local businesses are...

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