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Home Purchase

Available for primary residence, vacation homes, or investment properties.

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Home Refinance

Need cash for home improvement, consolidate debt or education expenses?

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New Construction

With flexible construction loan terms, we can help you build the home of your dreams.

Who better to help finance your home than a bank and mortgage lender that knows you like a neighbor.  You can be assured your loan will be done quickly and efficiently. Let our real estate experts find the loan program that is right for you.

We offer free pre-qualification for extra confidence when shopping for your new home. Choose from a wide range of financing programs available including the following loan types.


Access An Existing Mortgage Account

Already know the type of home loan you are looking for?

Mortgage Calculators

Find Your Perfect Mortgage Loan Officer

Mortgage Team – Feb 2023

A great home buying experience starts with great home buying partners. Meet your American Bank & Trust mortgage team and discover an outstanding group that truly lives at the intersection of what if and why not?  With AB&T home loan experts, you’ve got neighbors you can always count on.

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Looking for more information about Home Loans? Visit the South Dakota Housing Development Authority.

Loan rates and terms may vary. All loans subject to credit approval. Contact a banker for further details.

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