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Home Purchase

Available for primary residence, vacation homes, or investment properties.

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Home Refinance

Need cash for home improvement, consolidate debt or education expenses?

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New Construction

With flexible construction loan options, we can help you build the home of your dreams.

Types of Home Loans

Who better to help finance your home than a bank and mortgage lender that knows you like a neighbor. Let our real estate experts find the loan program that is right for you.

We offer free pre-qualification for extra confidence when shopping for your new home. Choose from a wide range of financing programs available including the following loan types.

 

Already know the type of home loan you are looking for?

Sign in to AB&T Online to see your existing home loan information.

Download Our New AB&T Mortgage App!

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Are you ready to revolutionize your mortgage experience?
Unlock your gateway to homeownership with our mortgage app at your fingertips.

  • Streamlined Application with a user-friendly, paperless application process.
  • Real-Time Updates through instant notifications on your application milestones.
  • Secure Document Uploading means no more lost paperwork or hassles!
  • Streamlined Application with a user-friendly, paperless application process.
  • Real-Time Updates through instant notifications on your application milestones.
  • Secure Document Uploading means no more lost paperwork or hassles!

Take control of your homeownership journey by downloading our
new American Bank & Trust Mortgage App.

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Mortgage Calculators

Find Your Perfect Mortgage Loan Officer

Mortgage Team – Feb 2023

A great home buying experience starts with great home buying partners. Meet your American Bank & Trust mortgage team and discover an outstanding group that truly lives at the intersection of what if and why not?  With AB&T home loan experts, you’ve got neighbors you can always count on.

Full AB&T Mural

Looking for more information about Home Loans? Visit the South Dakota Housing Development Authority.

*APR (Annual Percentage Rate). Rates are subject to change without notice. Contact a Mortgage Loan Officer (MLO) at American Bank & Trust for current rates. This is not permanent financing. Loan subject to credit approval. Offer subject to end without notice. Some restrictions apply. Ask for details. American Bank and Trust NMLS# 774689.

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