by HenkinSchultz | May 28, 2019 | Mortgage
In most cases, a home is the biggest purchase of a person’s life. So, it’s always good to ask questions. American Bank & Trust has worked with buyers and realtors alike on the process.And we invited Kate Patrick of 605 Real Estate to share her experience and... 
by HenkinSchultz | May 14, 2019 | Mortgage
For every person that’s ever bought a home, there are another ten people that tell you how or when you should do it. There is no perfect answer on when, but American Bank & Trust mortgage bankers study the housing market. So we can help you with a few insights on... 
by Tasha Lee | Apr 24, 2019 | Mortgage
One of the great perks of home ownership is equity. A HELOC is a Home Equity Line of Credit that uses the equity in your home. Your home equity is the difference between your home’s value and the balance of your mortgage. Typically, HELOCs have a competitive loan rate... by HenkinSchultz | Jul 25, 2018 | Mortgage
Few things in life are certain except for death and taxes, as the saying goes. But for any homeowner, unexpected bills could probably be added to the list and fit right in. It always seems that those unexpected expenses — whether it’s a suddenly leaking roof, the HVAC... by HenkinSchultz | Jul 20, 2018 | Mortgage
Here’s a helpful guide for where and how to get started. Also learn about six types of home loans. Which one is right for you? 
by MelissaD | Jul 3, 2018 | Mortgage
American Bank & Trust knows the South Dakota real estate market is highly competitive right now. With the additional stresses placed on buyers and sellers, the last thing you need is a stressful process. In addition to priding ourselves on making the lending...