by Erin VerMulm | Jul 27, 2021 | Mortgage
Until recently, we’ve been stuck inside our homes more than usual — a change of scenery could do us good. It seems like the perfect occasion to change up the scenery at our homes. It’s remodel season. Not only does remodeling give you a chance to add updates that... 
by Erin VerMulm | Jun 22, 2021 | Mortgage
It seems like a contradiction. South Dakota is full of land, and yet, people can’t find enough houses to fill the need. But the problem isn’t space, per se. The problem is inventory. With historically low-interest rates and a shortage of home inventory, a... 
by Erin VerMulm | Jun 1, 2021 | Mortgage
The question no one ever asks about that new house: you’ve closed the deal, but are you really ready to move? A change of scenery for you and your family can be exciting, but there’s a lot that goes into moving. Whether you’re a first timer or a repeat homebuyer, no... 
by Erin VerMulm | Feb 19, 2021 | Mortgage
Mortgage rates are still around record lows. Will they stay this way much longer? No one knows, but we do know this environment should motivate you to at least investigate the thought of refinancing. We have a few helpful questions you can ask yourself to determine... 
by Erin VerMulm | Dec 15, 2020 | Mortgage
Equity is one of the best byproducts of owning your own house. The value of most homes tend to appreciate instead of depreciate, which is extremely beneficial when it comes to selling your home. It’s time to grab a hammer (or at least a notepad), because we’re sharing... 
by Erin VerMulm | Nov 19, 2020 | Mortgage
Everyone is sure to have a lot of questions they want answered before purchasing a house. But for those who are first-time home buyers, they might not know what questions to ask. A house is so much more than four walls and a roof over your head. It’s a dream, a place...