3 Smart Ways to Use a HELOC Loan

3 Smart Ways to Use a HELOC Loan

One of the great perks of home ownership is equity. A HELOC is a Home Equity Line of Credit that uses the equity in your home. Your home equity is the difference between your home’s value and the balance of your mortgage. Typically, HELOCs have a competitive loan rate...

Get Yourself Ready to Buy a Home!

Here’s a helpful guide for where and how to get started.  Also learn about six types of home loans.  Which one is right for you?   Want to know more about this topic? Subscribe to our newsletter...
Your Guide to the Language of Mortgage Lending

Your Guide to the Language of Mortgage Lending

American Bank & Trust knows the South Dakota real estate market is highly competitive right now. With the additional stresses placed on buyers and sellers, the last thing you need is a stressful process. In addition to priding ourselves on making the lending...

Top 10 FAQs Every Home Buyer Should Read

Buying a house for the first time can be intimidating. The lingo is confusing, the rules are complicated and the stakes of making a wrong move and getting in over your head are incredibly high. Most people rely on their realtors and financial institutions for a lot of...

How Much of a Down Payment Do I Need?

Find out what you need to know about down payments and home loan qualifications by contacting our experienced team today! You’re ready to break free from the renter’s market and purchase your very own home. But how much money do you really need for a down payment?...