by Erin VerMulm | May 14, 2019 | Mortgage
For every person that’s ever bought a home, there are another ten people that tell you how or when you should do it. There is no perfect answer on when, but American Bank & Trust mortgage bankers study the housing market. So we can help you with a few insights on... 
by Erin VerMulm | May 9, 2019 | Business Banking
American Bank & Trust has been in business banking for a long time. So, we’ve seen a lot of startups, entrepreneurs and generational businesses. There’s nothing simple about work life balance. But, American Bank & Trust has a few tips on how to make that... 
by Erin VerMulm | May 7, 2019 | Trust & Wealth Management
Not FDIC Insured | Not Bank Guaranteed | May Lose Value | Not Insured by any Federal Government Agency | Not a Bank Deposit One of the most important questions to be addressed in an estate plan is the choice of the executor to supervise the settlement of... 
by Erin VerMulm | Apr 25, 2019 | Trust & Wealth Management
Not FDIC Insured | Not Bank Guaranteed | May Lose Value | Not Insured by any Federal Government Agency | Not a Bank Deposit A trust plays a crucial role in thoughtful estate planning. You might think that the doubling of the amount exempt from federal... 
by Erin VerMulm | Apr 24, 2019 | Mortgage
One of the great perks of home ownership is equity. A HELOC is a Home Equity Line of Credit that uses the equity in your home. Your home equity is the difference between your home’s value and the balance of your mortgage. Typically, HELOCs have a competitive loan rate...