by Erin VerMulm | Apr 24, 2019 | Mortgage
One of the great perks of home ownership is equity. A HELOC is a Home Equity Line of Credit that uses the equity in your home. Your home equity is the difference between your home’s value and the balance of your mortgage. Typically, HELOCs have a competitive loan rate... 
by Erin VerMulm | Jul 25, 2018 | Mortgage
Few things in life are certain except for death and taxes, as the saying goes. But for any homeowner, unexpected bills could probably be added to the list and fit right in. It always seems that those unexpected expenses — whether it’s a suddenly leaking roof, the HVAC... by Erin VerMulm | Jul 20, 2018 | Mortgage
Here’s a helpful guide for where and how to get started. Also learn about six types of home loans. Which one is right for you? Want to know more about this topic? Subscribe to our newsletter... 
by Erin VerMulm | Jul 3, 2018 | Mortgage
American Bank & Trust knows the South Dakota real estate market is highly competitive right now. With the additional stresses placed on buyers and sellers, the last thing you need is a stressful process. In addition to priding ourselves on making the lending... by Erin VerMulm | May 24, 2018 | Mortgage
Buying a house for the first time can be intimidating. The lingo is confusing, the rules are complicated and the stakes of making a wrong move and getting in over your head are incredibly high. Most people rely on their realtors and financial institutions for a lot of... by Erin VerMulm | Jan 24, 2018 | Mortgage
Find out what you need to know about down payments and home loan qualifications by contacting our experienced team today! You’re ready to break free from the renter’s market and purchase your very own home. But how much money do you really need for a down payment?...
