Receive up to $1,500 On Closing Costs

Buying your first home is an exciting milestone, and AB&T is here to support you every step of the way. When you apply by July 31 with a SDHDA First-Time Homebuyer loan, you may be eligible for up to $1,500 in closing cost assistance.

Contact your local MLO for more information.

"Buying, building, or refinancing? I can find a loan program that is right for you!"

Jamie Olson

Mortgage Loan Officer
NMLS# 1053922
(605) 353-2818
Huron

"I have always had a passion for my community and helping people. Now I get the opportunity to help those in my community accomplish the American Dream of owning a home!"

Shawn Lewis

Mortgage Loan Officer
NMLS# 2371320
(605) 494-3470
Pierre

“Whether you are buying, building, or refinancing, I will find you the best product that fits your goals and will guide you through the home loan process and make sure that you have the best experience possible.”

Tim Wermers

Mortgage Loan Officer
NMLS# 52738
(605) 961-3920
Sioux Falls – Ellis Rd.

Jen Dykstra

Mortgage Loan Officer
NMLS# 400259
(605) 910-4121
Sioux Falls - Grand Prairie

Adam Cooper

Mortgage Loan Officer
NMLS# 1963175
(605) 231-8520
Tea

"I am dedicated to serving my clients and am committed to providing outstanding service."

Melanie Hodorff

Mortgage Loan Officer
NMLS# 465027
(605) 868-5457
Watertown

Interested In A Home Loan?

Receive up to $1,500 On Closing Costs

Buying your first home is an exciting milestone, and AB&T is here to support you every step of the way. When you apply by July 31 with a SDHDA First-Time Homebuyer loan, you may be eligible for up to $1,500 in closing cost assistance.

Contact your local MLO for more information.

“Buying, building, or refinancing? I can find a loan program that is right for you!”

Jamie Olson

Mortgage Loan Officer
NMLS# 1053922
(605) 353-2818
Huron

“I have always had a passion for my community and helping people. Now I get the opportunity to help those in my community accomplish the American Dream of owning a home!”

Shawn Lewis

Mortgage Loan Officer
NMLS# 2371320
(605) 494-3470
Pierre

“Whether you are buying, building, or refinancing, I will find you the best product that fits your goals and will guide you through the home loan process and make sure that you have the best experience possible.”

Tim Wermers

Mortgage Loan Officer
NMLS# 52738
(605) 961-3920
Sioux Falls – Ellis Rd.

Jen Dykstra

Mortgage Loan Officer
NMLS# 400259
(605) 910-4121
Sioux Falls - Grand Prairie

Adam Cooper

Mortgage Loan Officer
NMLS# 1963175
(605) 231-8520
Tea

“I am dedicated to serving my clients and am committed to providing outstanding service.”

Melanie Hodorff

Mortgage Loan Officer
NMLS# 465027
(605) 868-5457
Watertown

Interested In A Home Loan?

Offer valid on applications submitted from 6/10/2026 thru 7/31/2026. Eligible borrowers may receive up to $1,500 toward closing costs, provided as a lender credit at closing; actual amount may be less depending on loan terms. Loan must close within 90 days of application date. Offer is subject to credit approval, underwriting requirements, and program eligibility. Not all applicants will qualify. Additional terms and conditions may apply. Offer subject to change or cancellation without notice. American Bank & Trust is not affiliated with or endorsed by SDHDA. American Bank and Trust NMLS#774689.