We're here to be your ally — whoever you are, and whatever tomorrow holds.

Put your future — and that of your loved ones — in trusted hands when you turn to American Bank & Trust. Our trust department isn't here just to cater to the elderly or the very wealthy. Find several trust services to fit the needs of you and your family.

Call 605-271-4008 to reach Mark Sivertson or Rosanne Krier in Sioux Falls or 605- 224-9233 to reach Kristy Hepper in Pierre — and schedule a free, first-hand look at how we can help you!

Take a brief look at our trust services, including:


Let us serve as Trustee to administer in accordance with your wishes as stated in the trust document.


Appoint us as Executor or Special Administrator at a client's death to gather assets, pay final bills, and distribute the balance to the rightfully determined beneficiaries.


We can step in if an individual is declared incompetent by a court, by agreement of family, by doctor evaluation, or is a minor. We then provide all financial services, including paying bills, investment services, bookkeeping, insurance claims, tax preparation and counseling.

Managing Agency

You can arrange by contract to have our trust department manage certain property, whether it be cash management involving buying and selling investments, or property management, such as managing apartments or farmland.


Your assets will be invested similar to an Investment Management Agency.  We ensure proper noticed are made and tax forms are provided.

Deferred Like-Kind Exchanges (1031’s)

We serve as Qualified Intermediary for a client that wishes to sell property and plans to replace it with a like-kind property.  We will assist with tax deferral on the transaction.

Schedule a free in-person consultation today!

Mark, Rosanne and Kristy are uniquely qualified to serve you in a trust capacity.  Just as important, they are committed to maintaining a high level of knowledge and a first-class level or service to meet your needs.  

To discuss your personal situation face-to-face, call Mark or Rosanne at 605-271-4008 or Kristy at 605-224-9233.

Not FDIC Insured | Not Bank Guaranteed | May Lose Value | Not Insured by any Federal Government Agency | Not a Bank Deposit | Not a Condition of Any Bank Loan, Product, or Service