SAFE  BANKING STARTS HERE

Open a business checking account and receive free check fraud protection for two years.

New business checking customers get two years of Check Positive Pay—free of charge. This powerful fraud prevention tool, valued at $600, helps safeguard your business by verifying checks before they’re paid. With check fraud estimated to rise by 600%, Check Positive Pay is a critical defense to help protect your business. 

— Click To Read The Full Disclosure —

We can help you open a new checking account today. Compare our business accounts now and let us help you find the creative freedom to achieve your financial goals.

Speak with a banker to open an account at any of our American Bank & Trust locations.

 SAFE  BANKING STARTS HERE

Open a business checking account and receive free fraud protection for two years.

New business checking customers get two years of Check Positive Pay—free of charge. This powerful fraud prevention tool, valued at $600, helps safeguard your business by verifying checks before they’re paid. With check fraud estimated to rise by 600%, Check Positive Pay is a critical defense to help protect your business. 

— Click To Read The Full Disclosure —

We can help you open a new checking account today. Compare our business accounts now and let us help you find the creative freedom to achieve your financial goals.

Speak with a banker to open an account at any of our American Bank & Trust locations.

Disclaimer Offer available beginning July 1, 2025. American Bank & Trust reserves the right to withdraw this offer at any time without notice. Accounts are subject to approval. Terms, conditions and fees for accounts, products, programs, and services are subject to change and may be withdrawn at any time prior to account opening. All accounts are subject to applicable terms, fees, and charges. Ask us for details. Bank rules and regulations apply. Other fees such as non-sufficient funds, overdraft, etc. may apply. See fee schedule for details. Fees could reduce earnings. Offers not available to existing American Bank & Trust business checking account customers or those whose business accounts have been closed within 6 months or closed with a negative balance within the last 3 years. American Bank & Trust reserves the right to withdraw this offer at any time without notice.

Eligible Checking Accounts and Rates: Totally Free Business Checking is a no minimum balance checking account; monthly compounding frequency. Business Checking is a no minimum balance checking account; monthly compounding frequency. Account holders with an average account balance of $0.01 or more, will receive an APY of 0.75%. Business Interest Checking has a $5,000 minimum balance checking account; monthly compounding frequency. Account holders with an average account balance of $0.10 or more, will receive an APY of 0.20%. Non-Profit & Organization Checking is a no minimum balance checking account; monthly compounding frequency. APY’s are current as of April 9, 2025. Rates on variable accounts are subject to change after account opening.