Earn a competitive 4.00% APY for 12 months and enjoy the freedom of two penalty free withdrawals during your term. That means you can access your money if life throws a curveball, without sacrificing your earnings. It’s a great fit for savers who want strong returns and access to their funds when needed.
Looking for a reliable way to grow your savings? Our 19-month CD & IRA-CD offers a competitive 4.05% APY, giving you the opportunity to earn more while locking in your rate for the term.
Earn a competitive 4.00% APY for 12 months and enjoy the freedom of two penalty free withdrawals during your term. That means you can access your money if life throws a curveball, without sacrificing your earnings. It’s a great fit for savers who want strong returns and access to their funds when needed.
Looking for a reliable way to grow your savings? Our 19-month CD & IRA-CD offers a competitive 4.05% APY, giving you the opportunity to earn more while locking in your rate for the term.
Benefits of CDs
- Set aside for future savings goals
- Greater earnings than savings accounts
- Guaranteed returns at a fixed rate for the length of your term
- Provides more guarantee than other risky investments
- Combined deposit accounts can be federally insured by FDIC up to $250,000
Benefits of CDs
- Set aside for future savings goals
- Greater earnings than savings accounts
- Guaranteed returns at a fixed rate for the length of your term
- Provides more guarantee than other risky investments
- Combined deposit accounts can be federally insured by FDIC up to $250,000
Visit any of our AB&T Locations to speak with a Personal Banker about this Limited Time CD Offer.
1) The 4.00% fixed rate Annual Percentage Yield for the 12-month term is accurate as of July 17, 2026. All accounts are subject to applicable terms, fees, and charges. Fees may reduce earnings. Two penalty-free withdrawals after the account has been established for 7 days with a minimum of $1,000 per withdrawal. A penalty may be charged for additional withdrawals. Checking Account Relationship required. This offer is not available for Public Funds. AB&T reserves the right to end the special rate at any time. Minimum of $5,000 is required to open the CD. For IRA-CD’s consult a financial advisor or tax professional for guidance. Contact an employee for further information about applicable fees and terms. Offer applies to CD renewals or new money to AB&T only.
2) The 4.05% fixed rate Annual Percentage Yield for the 19-month term is accurate as of July 17, 2026. All accounts are subject to applicable terms, fees, and charges. Fees may reduce earnings. A penalty may be charged for early withdrawal. Checking Account Relationship required. This offer is not available for Public Funds. AB&T reserves the right to end the special rate at any time. Minimum of $5,000 is required to open the CD. For IRA-CD’s consult a financial advisor or tax professional for guidance. Contact an employee for further information about applicable fees and terms. Offer applies to CD renewals or new money to AB&T only.
