Disclaimer

* The Swipe & Win promotional period begins the first day of each month and ends the last day of each month. One $1,000 cash prize, may be adjusted at American Bank & Trust’s discretion, will be given at the end of the March & April promotional period. All entrants have a chance at winning. Entrants may have their names submitted without use of debit card in person or at any of our bank locations, or entrant names will be submitted on behalf of the bank each time a customer uses their Debit Card to make purchases. Purchases must post and settle by the last day of the promotional period for the entry to be submitted into the promotion. H.S.A. Card transactions are distributions and are not considered purchases for the purposes of this promotion. Winner will be drawn at random. Winner will be announced and contacted directly within 10 days after the end of the promotional period. Eligibility requirements to enter or win: Must be South Dakota, Minnesota or North Dakota resident; Must be age 18 or older; No need to be a customer; No purchase necessary. The prize value may be reported on a 1099-INT or 1099-MISC. Promotion is sponsored and promoted by American Bank & Trust, 200 E 10th Street, Sioux Falls, SD 57104. VISA is a registered trademark of VISA International Service Association and is used by the issuer under a licensing agreement.