Certificate of Deposits (CD)
Carve out your long-term or short-term roadmap, backed by concrete cash you can count on when the time comes.
A certificate of deposit (CD) lets you strategize with certainty, providing fixed-rate returns for the length of your term. The longer your term, the higher your rate. So plan ahead, and proceed with cash-powered confidence.
- Longer-term CDs earn more competitive rates
- Guarantee returns at a fixed rate for the length of your term
- Terms range from 91 days up to 5 years
- No risky investments or hot-and-cold markets
- Funds are FDIC insured up to at least $250,000
- Early withdrawal penalties apply
- $500 minimum deposit to open