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FlexAdvantage CD & IRA-CD

Earn a competitive 4.00% APY for 12 months and enjoy the freedom of two penalty free withdrawals during your term. That means you can access your money if life throws a curveball, without sacrificing your earnings.

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CD & IRA-CD

Boost your savings with our 19-Month CD/IRA-CD at 4.05% APY! Lock in your rate and enjoy steady growth with a savings option designed to support your financial goals

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Refer A Friend & Earn $150

Spread the wealth! When your referral opens a new checking account and meets the requirements within 90 days, you’ll receive a $150 credit in your account—it’s that simple!

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Safe Banking Starts Here

FREE Check Fraud Protection for two years with your business checking account

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Tap & Win $500

American Bank & Trust is giving you the chance to win $500 every month just by using your AB&T Debit Card! Every time you make a purchase with your AB&T Debit Card, you’re automatically entered into the monthly drawing.

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Special Promotions

View all our on-going promotions at AB&T. From new checking account openings, business accounts, and a special mortgage promotion, you’ll find something no matter your needs.

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Making Changing Banks Simple

Switching banks doesn’t have to be overwhelming. With our team’s support and an easy-to-use switch kit, you’re on the path to fewer fees, exceptional service, and a seamless transition.

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Enroll in eStatements for a chance to win $750

You are automatically entered to win $750 when you enroll in eStatements. Each account enrollment earns you an entry, and one lucky winner is drawn every month.

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Business Checking

Find the account that fits your business’s needs.  Wide range of features and benefits!

Open an Account

Getting a checking or savings account is only a click away.  Provide a few details and we’ll get your account started.

Apply for a Mortgage

Let our local lending experts find the best loan option for your needs and budget.

Latest News

Inspired Banking: How AB&T Found Its True Self

Inspired Banking: How AB&T Found Its True Self

Jun 30, 2021 |

The Story Behind American Bank & Trust's New Brand -  They say the journey of a thousand miles starts with a single step.   This month, American Bank & Trust finished an epic journey that spanned more than a year and a half and led to a breathtaking...

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Betting on Watertown

Betting on Watertown

Mar 25, 2021 |

This past year South Dakota has been resilient and strong in the face of adversity. We’ve weathered multiple storms and continue to become stronger because of it. Watertown is no exception. It has represented the state well and continues to stay economically strong...

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