FDIC Mandatory Display-04

In observance of the holiday, the bank will close at 12:00 PM on Wednesday, December 24, and will reopen during regular business hours on Friday, December 26.
Mobile deposits submitted after 1:00 PM CST on Wednesday, December 24 may not be posted until Friday, December 26.

3.75% APY CD/IRA-CD

Boost your savings with our 6-Month CD/IRA-CD at 3.75% APY! It’s a short-term, high-yield option that helps your money grow without a long commitment.

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3.95% APY CD/IRA-CD

Lock in a great rate and keep your options open! With our FlexAdvantage CD & IRA-CD, earn 3.95% APY for 12 months or 18 months and enjoy two penalty-free withdrawals.

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Refer A Friend & Earn $150

Spread the holiday wealth! When your referral opens a new checking account and meets the requirements within 90 days, you’ll receive a $150 credit in your account—it’s that simple!

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Safe Banking Starts Here

FREE Check Fraud Protection for two years with your business checking account

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Tap & Win $500

American Bank & Trust is giving you the chance to win $500 every month just by using your AB&T Debit Card! Every time you make a purchase with your AB&T Debit Card, you’re automatically entered into the monthly drawing.

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Special Promotions

View all our on-going promotions at AB&T. From new checking account openings, business accounts, and a special mortgage promotion, you’ll find something no matter your needs.

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Enhanced Check Positive Pay

Discover the latest enhancements to our Check Positive Pay program—a powerful solution designed to help businesses combat check fraud and strengthen their internal controls every day.

 

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Making Changing Banks Simple

Switching banks doesn’t have to be overwhelming. With our team’s support and an easy-to-use switch kit, you’re on the path to fewer fees, exceptional service, and a seamless transition.

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Enroll in eStatements for a chance to win $750

You are automatically entered to win $750 when you enroll in eStatements. Each account enrollment earns you an entry, and one lucky winner is drawn every month.

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Business Checking

Find the account that fits your business’s needs.  Wide range of features and benefits!

Open an Account

Getting a checking or savings account is only a click away.  Provide a few details and we’ll get your account started.

Apply for a Mortgage

Let our local lending experts find the best loan option for your needs and budget.

Latest News

New Home Construction on the Rise

New Home Construction on the Rise

Jun 22, 2021 |

It seems like a contradiction. South Dakota is full of land, and yet, people can’t find enough houses to fill the need. But the problem isn’t space, per se. The problem is inventory.  With historically low-interest rates and a shortage of home inventory, a...

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Tips and Tricks to Make Your Move Simple

Tips and Tricks to Make Your Move Simple

Jun 1, 2021 |

The question no one ever asks about that new house: you’ve closed the deal, but are you really ready to move? A change of scenery for you and your family can be exciting, but there’s a lot that goes into moving. Whether you’re a first timer or a repeat homebuyer, no...

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AB&T Invests in Future Leaders

AB&T Invests in Future Leaders

May 28, 2021 |

In a continuing effort to support our best and brightest students, American Bank & Trust is providing scholarships to 22 graduating high school seniors from eastern South Dakota. This year’s recipients of the $500 scholarships are: Derick Siemonsma, Huron Julia...

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