FDIC Mandatory Display-04

FlexAdvantage CD & IRA-CD

Earn a competitive 4.00% APY for 12 months and enjoy the freedom of two penalty free withdrawals during your term. That means you can access your money if life throws a curveball, without sacrificing your earnings.

Learn More

CD & IRA-CD

Boost your savings with our 19-Month CD/IRA-CD at 4.05% APY! Lock in your rate and enjoy steady growth with a savings option designed to support your financial goals

Learn More

Refer A Friend & Earn $150

Spread the wealth! When your referral opens a new checking account and meets the requirements within 90 days, you’ll receive a $150 credit in your account—it’s that simple!

Learn More

Safe Banking Starts Here

FREE Check Fraud Protection for two years with your business checking account

Learn More

Tap & Win $500

American Bank & Trust is giving you the chance to win $500 every month just by using your AB&T Debit Card! Every time you make a purchase with your AB&T Debit Card, you’re automatically entered into the monthly drawing.

Learn More

Special Promotions

View all our on-going promotions at AB&T. From new checking account openings, business accounts, and a special mortgage promotion, you’ll find something no matter your needs.

View Promotions

Making Changing Banks Simple

Switching banks doesn’t have to be overwhelming. With our team’s support and an easy-to-use switch kit, you’re on the path to fewer fees, exceptional service, and a seamless transition.

Learn More

Enroll in eStatements for a chance to win $750

You are automatically entered to win $750 when you enroll in eStatements. Each account enrollment earns you an entry, and one lucky winner is drawn every month.

Learn More



R

Business Checking

Find the account that fits your business’s needs.  Wide range of features and benefits!

Open an Account

Getting a checking or savings account is only a click away.  Provide a few details and we’ll get your account started.

Apply for a Mortgage

Let our local lending experts find the best loan option for your needs and budget.

Latest News

New Watertown Bank Offers Hometown Feeling

New Watertown Bank Offers Hometown Feeling

Mar 15, 2021 |

Although American Bank & Trust is new to Watertown, the people inside promise to help customers feel right at home. Located at 1600 Fourth St. N.E. in what was once an Aflac insurance office along U.S. Highway 81, the bank, which opened Jan. 11, features familiar...

read more
5 Ways to Build Home Equity

5 Ways to Build Home Equity

Dec 15, 2020 |

Equity is one of the best byproducts of owning your own house. The value of most homes tend to appreciate instead of depreciate, which is extremely beneficial when it comes to selling your home. It’s time to grab a hammer (or at least a notepad), because we’re sharing...

read more