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5 Reasons for a Trust

A trust plays a crucial role in thoughtful estate planning. You might think that the doubling of the amount exempt from federal estate and gift tax ($11.4 million per person in 2019) would reduce the need for estate planning, given that so few families...

3 Smart Ways to Use a HELOC Loan

One of the great perks of home ownership is equity. A HELOC is a Home Equity Line of Credit that uses the equity in your home. Your home equity is the difference between your home’s value and the balance of your mortgage. Typically, HELOCs have a competitive loan rate...

Are You A Credit Rock Star? [Free Quiz]

When it comes to your credit score, are you a rock star? There are lots of numbers in life that really matter. While your social security number and your anniversary date might top the list, your credit score ranks higher in importance than the...

American Bank & Trust Appoints New Board Members

American Bank & Trust is proud to welcome two new members to their Board of Directors. Dennis Daugaard joined the AB&T Board in January. Mr. Daugaard brings significant executive experience to the Board having served 8 years as South Dakota’s 32nd Governor....

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