Inspiration from the Most Creative People in Banking
How far can our bank take you? Just use your imagination. Our blog is where we share our insights, ideas, and advice on how real life integrates with financial life. Your dreams can’t fit in a bank vault. Think boldly and read a few articles below for some extra inspiration.
American Bank & Trust Donates Over $16,700 in Spirit Card Funds to Area Schools
American Bank & Trust strives to make a positive and lasting impact on communities. One way the bank accomplishes this is through their Spirit Card program. These cards promote school pride and generate income for school districts. A Spirit Card is a Debit Card...
Does shopping local really matter? In a word, Yes!
Shop local and support small businesses. We hear the cries frequently and are likely to support them… in theory. It’s just that clicking a mouse is so much quicker, and those big box stores offer bells and whistles aplenty. After all, who doesn’t like to stay in your...
Certificate of Deposit: The Gift That Gives Back
There are many benefits to getting a Certificate of Deposit for your child. Christmas is coming. And while there will probably be other gifts under the tree, the gifts of a CD keep on giving. Why start a CD now, and why at Christmas?There are a number of current...
Fall Harvest is a Great Time for Ag Lending
This time of year, ag lending may not be at the top of the priority list. With a lot of summer moisture and a late planting season, all hands are on deck to get the crop in. American Bank & Trust understands that. We also understand that fall is a great time to...
Benefits of A Revocable Living Trust
Not FDIC Insured | Not Bank Guaranteed | May Lose Value | Not Insured by any Federal Government Agency | Not a Bank Deposit Celebrated author and journalist Tom Wolfe died in May at the age of 88. He wrote The Electric Kool-Aid Acid Test and The Bonfire of the...
Finance a Boat, Camper or RV with a Flexible Personal Loan
Summer in South Dakota is a great time to travel. Whether you’re heading to the Black Hills or a State Park, a camper is a popular place to rest after a day full of fun. There are many different types of campers and RVs. You can own anything from a 5th wheel, to a...
Need cash? You may not have to look beyond your front porch with a home equity line of credit
Few things in life are certain except for death and taxes, as the saying goes. But for any homeowner, unexpected bills could probably be added to the list and fit right in. It always seems that those unexpected expenses — whether it’s a suddenly leaking roof, the HVAC...
How Much of a Down Payment Do I Need?
Find out what you need to know about down payments and home loan qualifications by contacting our experienced team today! You’re ready to break free from the renter’s market and purchase your very own home. But how much money do you really need for a down payment?...
All You Need to Know About Home Mortgages and Home Equity Lines of Credit
Both mortgages and home equity lines of credit are different financial arrangements you can use to help pay off your home and other expenses. They work differently, but can be used in conjunction with one another. Home Mortgage - Quick Facts Typically the initial...
