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Speak with a banker to open an account at any of our American Bank & Trust locations.

¹All Accounts – All accounts are subject to approval. Those with existing American Bank & Trust any type of business checking account do not qualify for the Bonus. If the checking account is closed by the customer within 90 days after opening, the account will be subject to a $25 early closure fee. Terms, conditions and fees for accounts, products, programs, and services are subject to change and may be withdrawn at any time prior to account opening. All accounts have a minimum opening deposit of $50 and are subject to applicable terms, fees, and charges. Contact us for applicable rate, term, or fee details. The Annual Percentage Yield (APY) is as follows: ???. Bank rules and regulations apply. Other fees such as non-sufficient funds, overdraft, etc. may apply. See fee schedule for details. $2 for each check book and Debit Card from another financial institution given at the time the checks/Debit cards are presented, up to $10. Bonus may be reported on a 1099-INT or 1099-MISC. Bonus will be provided within 45 days of account opening. No minimum balance is required to obtain the Bonus. American Bank & Trust reserves the right to end the Bonus promotion at any time.

²Totally Free Business Checking – If the Totally Free Business account exceeds 500 free monthly transactions, the account may be converted to another checking product.  Other fees such as non-sufficient funds, overdraft, etc. may apply. Contact your local banker for the current fee schedule.

³Business Interest Checking – Minimum opening deposit is only $50. Ask us for details. Bank rules and regulations apply. Other fess such as non-sufficient funds, overdraft, etc, may apply. Contact your local banker for the current fee schedule. Business accounts will receive one $10.00 buy-back for bringing in any business Debit Card or business checks from another financial institution. Transaction items include all debit and credits. If the Business Interest Checking account exceeds over 500 free monthly transactions, the account may be converted to another checking product.

⁴Analysis Calculation – If your business has over 500 transactions per month, you can receive the added benefit of receiving an earnings credit on your balance at a competitive rate to offset transaction fees as part of an analysis calculation.