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FlexAdvantage CD & IRA-CD

Earn a competitive 4.00% APY for 12 months and enjoy the freedom of two penalty free withdrawals during your term. That means you can access your money if life throws a curveball, without sacrificing your earnings.

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CD & IRA-CD

Boost your savings with our 19-Month CD/IRA-CD at 4.05% APY! Lock in your rate and enjoy steady growth with a savings option designed to support your financial goals

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Refer A Friend & Earn $150

Spread the wealth! When your referral opens a new checking account and meets the requirements within 90 days, you’ll receive a $150 credit in your account—it’s that simple!

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Safe Banking Starts Here

FREE Check Fraud Protection for two years with your business checking account

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Tap & Win $500

American Bank & Trust is giving you the chance to win $500 every month just by using your AB&T Debit Card! Every time you make a purchase with your AB&T Debit Card, you’re automatically entered into the monthly drawing.

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Special Promotions

View all our on-going promotions at AB&T. From new checking account openings, business accounts, and a special mortgage promotion, you’ll find something no matter your needs.

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Making Changing Banks Simple

Switching banks doesn’t have to be overwhelming. With our team’s support and an easy-to-use switch kit, you’re on the path to fewer fees, exceptional service, and a seamless transition.

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Enroll in eStatements for a chance to win $750

You are automatically entered to win $750 when you enroll in eStatements. Each account enrollment earns you an entry, and one lucky winner is drawn every month.

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Business Checking

Find the account that fits your business’s needs.  Wide range of features and benefits!

Open an Account

Getting a checking or savings account is only a click away.  Provide a few details and we’ll get your account started.

Apply for a Mortgage

Let our local lending experts find the best loan option for your needs and budget.

Latest News

American Bank & Trust Invests in Future Leaders

American Bank & Trust Invests in Future Leaders

May 28, 2019 |

In a continuing effort to retain our best and brightest students, American Bank & Trust and the South Dakota Bankers Foundation are providing scholarships to 15 graduating high school seniors from eastern South Dakota.  This year’s recipients of the $500...

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Frequently Asked Questions from Home Buyers

Frequently Asked Questions from Home Buyers

May 28, 2019 |

In most cases, a home is the biggest purchase of a person’s life. So, it’s always good to ask questions. American Bank & Trust has worked with buyers and realtors alike on the process.And we invited Kate Patrick of 605 Real Estate to share her experience and...

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