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Planned Maintenance: AB&T has a planned maintenance scheduled for Sunday, April 26 from 3:00 PM - 6:00 PM. During this time, our online and mobile banking features may be intermittently unavailable. Thank you for your patience as we work to enhance your digital banking experience.

Stop Searching. Start Building.

Build the home you’ve been waiting for with our limited time promotional rate!

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3.70% APY CD/IRA-CD

Boost your savings with our 6-Month CD/IRA-CD at 3.70% APY! It’s a short-term, high-yield option that helps your money grow without a long commitment.

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FlexAdvantage CD & IRA-CD

Lock in a great rate and keep your options open! With our FlexAdvantage CD & IRA-CD, earn 3.75% APY for 12 months or 3.80% APY for 18 months and enjoy two penalty-free withdrawals.

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Money Market Special

Earn 3.00% APY on new money market accounts with a balance over $15,000

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Refer A Friend & Earn $150

Spread the wealth! When your referral opens a new checking account and meets the requirements within 90 days, you’ll receive a $150 credit in your account—it’s that simple!

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Safe Banking Starts Here

FREE Check Fraud Protection for two years with your business checking account

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Tap & Win $500

American Bank & Trust is giving you the chance to win $500 every month just by using your AB&T Debit Card! Every time you make a purchase with your AB&T Debit Card, you’re automatically entered into the monthly drawing.

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Special Promotions

View all our on-going promotions at AB&T. From new checking account openings, business accounts, and a special mortgage promotion, you’ll find something no matter your needs.

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Making Changing Banks Simple

Switching banks doesn’t have to be overwhelming. With our team’s support and an easy-to-use switch kit, you’re on the path to fewer fees, exceptional service, and a seamless transition.

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Enroll in eStatements for a chance to win $750

You are automatically entered to win $750 when you enroll in eStatements. Each account enrollment earns you an entry, and one lucky winner is drawn every month.

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Business Checking

Find the account that fits your business’s needs.  Wide range of features and benefits!

Open an Account

Getting a checking or savings account is only a click away.  Provide a few details and we’ll get your account started.

Apply for a Mortgage

Let our local lending experts find the best loan option for your needs and budget.

Latest News

Your Guide to the Language of Mortgage Lending

Your Guide to the Language of Mortgage Lending

Jul 3, 2018 |

American Bank & Trust knows the South Dakota real estate market is highly competitive right now. With the additional stresses placed on buyers and sellers, the last thing you need is a stressful process. In addition to priding ourselves on making the lending...

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