Reward the way you’ve saved with a higher rate.

An American Bank & Trust money market account puts you in control — raising your interest rate according to your account balance. Save more, make more. It’s simple. And build real savings that’s available when you need it!


  • Enjoy flexibility with enhanced access to funds
  • $50 minimum deposit to open
  • $5 monthly service charge/fee if your daily balance falls below $500 in any one day in the statement cycle
  • $0.01 minimum daily balance to earn interest, paid monthly
  • FREE online banking
  • FREE mobile banking
  • FREE eStatements
  • Federally insured by FDIC up to $250,000
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