Compare Our Accounts

Compare Our Accounts

*Annual Percentage Yield.  There is no minimum balance requirement and no monthly fee.  Other Fees may reduce earnings.  See American Bank & Trust Fee Schedule for other charges that apply to this account.  The interest rate and annual percentage yield may change.  At our discretion, we may change the interest rate on your account.  We may change the interest rate on your account at any time.  When the Relationship Checking qualifications are met, the interest rate on your account and corresponding annual percentage yield will be tiered.  If your average daily balance is $10,000.00 or less, the interest rate paid on the entire balance will be 3.00% with an annual percentage yield of 3.00%.  An interest rate of 0.25% will be paid only for that portion of your average daily balance that is greater than $10,000.00.  The annual percentage yield for the account will range from 0.25% to 3.04% depending on the balance in the account.  When the Relationship Checking qualifications are not met, the interest rate on your account will be 0.10% and the annual percentage yield will be 0.10%.

Minimum opening deposit is only $50. Ask us for details. Bank rules and regulations apply. Other fess such as non-sufficient funds, overdraft, etc, may apply. See fee schedule for details. Free gift may be reported on a 1099-MISC. Free gift provided at the time of account opening. $2 for each check book and Debit Card from another financial institution given at the time the check book/Debit Cards are presented, up to $10.

**Your mobile carrier's data and text messaging rates may apply, check with your mobile provider for individual mobile contract details.

*You must have 20 Debit Card purchases post and settle by end of banking day on the statement cycle cut-off day to obtain the premium variable Annual Percentage Yield and interest rate tiers on the High Interest Checking account. Debit Card transactions processed by merchants and received by us as ATM transactions do not count toward qualifying debit card transactions. Only Debit Card transactions processed by merchants and received by us as POS transactions count as qualifying debit card transactions. These transactions may not be in a pending state to qualify as one of the 20 Debit Card per statement cycle qualifications. Transactions may take one or more banking days from the date the transaction was made to post to and to settle in an account.

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