Personal Lines of Credit
Ongoing needs require ongoing financing — exactly what a personal line of credit from American Bank & Trust provides.
Qualifying customers can enjoy competitive rates and flexible repayment terms for all kinds of needs… like a home improvement project that keeps getting bigger! Best of all, there’s no lump sum to accumulate excessive interest on funds you may never use.
- Competitively low interest rates
- Borrow purchase by purchase up to your credit limit
- Automatic transfers in set dollar increments to cover NSF items in your checking account*
- Use funds how you see fit, minimal oversight
- Only pay interest on portion you use, not a larger lump sum
- Re-access cash without having to re-apply
- Flexible terms to fit you and your family
- Prompt, local decision-making and processing
- Detailed, attentive service from start to finish
*Up to your credit limit. See American Bank & Trust for details.