Ongoing needs require ongoing financing — exactly what a personal line of credit from American Bank & Trust provides. Qualifying customers can enjoy competitive rates and flexible repayment terms for all kinds of needs... like a home improvement project that keeps getting bigger! Best of all, there's no lump sum to accumulate excessive interest on funds you may never use.

  • Competitively low interest rates
  • Borrow purchase by purchase up to your credit limit
  • Automatic transfers in set dollar increments to cover NSF items in your checking account*
  • Use funds how you see fit, minimal oversight
  • Only pay interest on portion you use, not a larger lump sum
  • Re-access cash without having to re-apply
  • Flexible terms to fit you and your family
  • Prompt, local decision-making and processing
  • Detailed, attentive service from start to finish

*Up to your credit limit. See American Bank & Trust for details.