You have a right to fee-free cash — whenever, wherever. For this reason, we’ve partnered with the Allpoint and MoneyPass networks. Now you can enjoy thousands of surcharge-free ATMs from just about anywhere — whether it’s in-state, out-of-state, or out-of-country! With two networks within reach, you get access to a combined 90,000 surcharge-free locations, including popular retailers like 7-Eleven®, Costco®, and Walgreens®. Just open an online locator and choose your ATM!

  • Surcharge free* ATM access worldwide, via the Allpoint and MoneyPass networks
  • Allpoint:
    • America's largest surcharge-free ATM network
    • Find locations quickly online
    • Includes ATMs in popular retailers like 7-Eleven, Costco, and Walgreens
    • Download free Allpoint ATM locator app for iPhone, Android, or Windows phones 
  • MoneyPass:
    • Find locations quickly online 
    • Includes over 2,000 Walmart MoneyCenter® Express machines
    • Use your AB&T Visa® debit card for free access
  • No monthly fee for additional ATM access
  • $2.00 fee at any non Alllpoint or MoneyPass ATM machine*

*By using a MoneyPass or Allpoint ATM, you avoid being charged a surcharge fee by the owner of that ATM. An out-of-network fee of $2.00 will be charged by American Bank & Trust for use of a non Allpoint or MoneyPass ATM.